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Retirement
Planning Today®
You’ve
worked hard to provide for your family and save for your future. Now,
there is a course that teaches how to keep more of what you earn and
make your money work harder for you.
Whether
you are just beginning to develop a retirement plan or rapidly approaching
retirement, you should enroll in this course. You will learn how to
define long-term goals and return from the class with practical information
you can apply immediately.
This course
includes a 225-page illustrated textbook. Couples may attend together
for a single registration fee. Class sizes are limited so register today.
In 2009,
over 18,000 people paid tuition to attend this non-credit course though
Adult & Continuing Education programs throughout the U.S.
Course
Outline
Life
Planning for Retirement
- Traditional
vs. new retirement
- New
retirement opportunities
- Values
and objectives in nine areas of life
- The
retirement planning process
Retirement
Needs & Expenses
- Early
retirement trends
- How
long must your money last?
- Inflation,
prices and purchasing power
- Real
rate of return
- Retirement
expectations
- How
much will you need to retire?
- Can
you retire today?
Retirement
Roadblocks & Mistakes
- Ten
retirement planning mistakes
- Financial
and cash-flow statements
- Credit
and debt
- Taxes
and marginal tax rates
- Eleven
strategies to save money on taxes
- Taxable
investments
- Capital
gains income tax exclusion
- Investments
with tax advantages
Retirement
Income Sources
- Traditional
IRAs
- Roth
IRAs
- IRA
to Roth IRA conversions
- Other
retirement income sources
- Social
Security eligibility and benefits
- Employment
income and Social Security
- Employer-sponsored
defined benefit plans
- Employer-sponsored
defined contribution plans
Retirement
Plan Distributions
- Retiring
or changing jobs?
- Defined
benefit and contribution plans
- Three
important considerations
- Lump
sum vs. IRA transfer vs. annuity payments
- Rollovers,
direct rollovers and transfers
- Annuity
income and choices
- Early
retirement considerations
- Minimum
required distributions
Investments
- Considerations
before you invest
- Cash
accounts
- Stocks
and bonds
- Mutual
funds
- Exchange
traded funds
- Unit
investment trusts
- Individually
managed accounts
- Tax-deferred
annuities
- Investment
risk management strategies
Risk
Management & Asset Protection
- Disability
income insurance
- Health
insurance and Medicare
- Long-term
care and insurance
- Comparing
life insurance
Estate
Planning
- Planning
for incapacity
- Taxes
- A will
may not be enough
- Probate
- Gifting
assets
- Joint
ownership of property
- Direct
transfer assets
- Benefits
of trusts
- Types
of trusts
This presentation
should not be used as a basis for legal and/or tax advice. In any specific
case, the parties involved should seek the guidance and advice of their
own legal and tax counsel. Estate planning is done in conjunction with
your estate planning attorney, tax attorney and/or CPA.
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